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Are you hiring the properly insured workers?
When you hire a Handyman, regardless of who you hire, you as the consumer need to be aware of pitfalls that can occur. Did you know that worker’s compensation not only protects the worker and the company but also you? Read below for a little more information.
Workers’ compensation is a mandatory type of business insurance that provides employees who become injured or ill while on the job with medical coverage and income replacement. It also protects companies from being sued by employees for the workplace conditions that caused such an injury or illness.
What a customer needs to know is that if a person is injured on their property they possibly can be litigated for that person’s injury if the employer they work for does not protect them with Worker’s Compensation Insurance.
If you do use an uninsured firm or individual, your homeowner’s or personal liability policy won’t necessarily protect you. Homeowners who hire uninsured contractors to perform work may expose themselves to liability for damages and injuries suffered by third parties. A large number of home and building owners have been dragged into litigation involving uninsured contractors. If an employee of an uninsured contractor is injured in your home or building, you may be responsible for his injuries or disabilities. In addition, you probably have no protection in the event damage is done to your property or the property of others by the uninsured contractor during the course of the work. In many cases, the third party would likely have a valid claim against you for negligence – both your direct negligence and the negligent acts of your agent, the uninsured contractor.
Also Mr. Handyman offers a waranty! Do the others? It is a crap shoot at the best of times, don’t be fooled by lower prices and under the table work.
Warranty
Limited Warranty: Mr. Handyman warrants its work to be free from defects in workmanship or materials supplied by Mr. Handyman for a period of One Year, (365) days from completion of the work. All warranties are void if payment is not made when due or if the job is not completed by Mr. Handyman. Specifically, spackle work without painting is not warranted. If a defect in workmanship or materials supplied by Mr. Handyman occurs during the warranty period, Mr. Handyman will, with reasonable promptness during normal business hours, remedy the defects. There is no Warranty on water leaks of any nature and in no event shall Mr. Handyman be held liable for other damage caused by any delay in remedying a defect.
If something goes wrong, will the company you hire make it right? We will. We have